LEARN HOW TO CHOOSE THE TRAVEL CREDIT CARD AND GET A LOT OF FREE AIR MILES FOR YOUR TRIPS
Do you know how air miles programs work? Are you aware of all the benefits reserved to travelers? Nobody can say surely to know exactly how the miles awards work. Why? First of all, because each airline company applies different policies. Then reading the rules is sometimes hard. Yes, it’s not easy to understand the programs.
It is made by purpose. So how to deal with the situation? How to maximize the benefits? Well, I am going to give you some tips that will help you to earn air miles and to spend them on your trips.
In fact, you can easily get free flights or free holidays. Or you can simply save a lot of money with huge discounts. The point I want to focus on is that most of the people can’t fly for free. Because don’t fly enough to collect the miles they need to do it. Well, I want to give you some tips to get more free miles. Also because flying is not the only way.
I think you already know that credit cards can help you to collect air miles. I will tell you more details in this post because I want to make you an expert. Then I will also share access to a specific source that can help you a lot. Not only to maximize the benefits but also to apply for any card you want without problems.
Air miles with credit cards
The best credit cards offer always a reward program that allows you to earn air miles for your flights, whit any airline company. They give you generous sign-up bonuses. But this is only the beginning. In fact, the miles obtained for the subscription are only a small amount compared to the quantity given by the usage.
You can easily fly for free just paying with the credit card your daily expenses because this is possible and you want it. You don’t need to spend more money than usual. But how can you know exactly how much money you will get? Easy, there are specific tables that you must know. Let’s go step by step.
As a member of airlines loyalty programs, you have the right to receive air miles for free for each flight you book. According to the range and to other factors you obtain a certain amount of points. If you fly frequently you can get enough miles to travel for free. Free flights and discounts or free rooms in hotels come when you reach a certain amount of points. If you are not using planes some many times per year it’s hard to get benefits.
But you have other chances. Airlines have partners and with some of their offers, you can gain miles. The other way is represented by credit cards. It depends on the type of cards, but the airline credit cards give you 1 mile per $1 spent. Sometimes they recognize you bonuses, especially for certain expenses: 2 or 3 miles per $1 spent.
Airlines credit cards and air miles
You have different credit cards’ brands to choose, each of them proposes different products. There are tailor-made cards to answer better to the specific needs of clients. Among them, you find also the airline credit cards. They unite the benefits of the credit card company and of the airline to give you more miles because it is an incentive to buy more tickets.
Co-branded airline credit cards
The main credit card companies release their cards in conjunction with the airlines. These products allow you to earn more air miles for each purchase made with the airline. So when you book a flight you get more points if you pay with that card. Not only, using it you have some other benefits, like priority seating, free checked bags, extra weight for the cabin luggage, and so on.
Generic travel credit cards
The credit card used for any type of purchase rewards you with 1 mile for each $1 spent. You can then redeem miles for flights, hotels, holiday packages, and transportations. The point can be converted to air miles. This is the way to get more miles and, of course, more chances to have free trips.
Credit card miles worth
Each company applies different rules to their reward programs, so also the value of the miles is diverse. How to calculate it? If you want to know it precisely, you have to check the policies of the credit card company or of the airline. Anyway, your air miles can have a common base that is valid for all cases. Basically, the worth of a mile is around $0.01. Some plans recognize you more, maybe according to specific purchases.
In order to make you aware of what happens with your air miles, I prepared an example using a table with some of the main cards. Then you will see some examples coming from Citibank cards.
|Rewards program||Average point value|
|British Airways Avios||$0.015|
|Southwest Rapid Rewards®||$0.015|
|American Airlines AAdvantage®||$0.014|
|Chase Ultimate Rewards®||$0.02|
|American Express Membership Rewards®||$0.012|
The table shows the air miles valuations for the most popular airline rewards programs. It starts with airline loyalty programs and it ends with credit card rewards programs. The points of credit cards can be transferred to airlines or used for air travel. That’s why now I let you check the examples of Citibank cards.
|Card||Benefits||Purchase and Balance Transfer Rate|
|Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®||For a limited time: earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening||18.24% - 26.24% variable APR based on your creditworthiness|
|CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®||For a limited time: Earn 70,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening||17.99% - 25.99% variable APR based on your creditworthiness|
|American Airlines AAdvantage MileUp℠ Card||Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening||18.24% - 26.24% variable APR based on your creditworthiness|
|Citi® / AAdvantage® Executive World Elite™ Mastercard®||Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening||17.99% – 25.99% variable APR based on your creditworthiness|
|Expedia® Rewards Card From Citi||Earn 10,000 Expedia Rewards bonus points after $1,000 in purchases within 3 months of account opening||17.24% - 25.24% variable APR based on your creditworthiness|
|Citi PremierSM Card||Earn 50,000 bonus points after spending $4,000 within the first 3 months of account opening. Earn more on travel purchases. Redeem points for meaningful rewards||16.74% - 25.74% variable APR based on your creditworthiness|
|Citi Prestige® Card||Earn 50,000 bonus points after spending $4,000 within 3 months of account opening. Experience more together||17.99% - 25.99% variable APR based on your creditworthiness|
In the table, you can see the main conditions of the travel credit cards offered by Citibank. Some of them require a quite expensive annual fee, meanwhile, others are free of charge. All of them give to the subscription a certain amount of benefits, like free and more miles for the first period. This is a common feature for most of the cards proposed by the main banks in the world. But there are some elements that you need to consider because you can get more but they don’t say it to you.
Range of redemption
Obtain air miles from credit cards is quite easy, but it’s a bit hard to maximize the worth. The tables are an example and they can be updated from time to time, so check the credit cards and airlines websites when you are ready to subscribe. Average points are calculated by looking at a range of redemption options. They consider the reward program’s travel and the transfer partners because of the agreements. In fact, for each partner of the program a mile worth differently. For example, if you purchase a flight ticket you will get 1 mile per $1 spent. If you rent a car the recognize you 1 mile per $5 spent.
This depends on every single agreement between the partners with airlines and credit card companies. Also, redemption is different. If you will use miles to book a hotel room or a flight, the air miles you need will be totally different. I can’t explain to you the reason, but everything is part of the deals among the companies. So maybe you will need 30.000 miles to have a free domestic flight and 100.000 for one night in the hotel. If you check the rates you will see the similar cost, but a huge difference between the miles you have to use.
How many credit card miles will you need for a free flight?
As it is visible in the tables and also as you have read in the previous lines, there is not a precise answer to this question. According to the program you subscribed and you are using, the worth is different. Some other examples: Discover it®, Barclaycard Arrival®, and Capital One offer miles worth a flat rate of $0.01 each for travel redemptions. So you would need 20,000 miles for a $200 flight, 30,000 miles for a $300 flight, 40,000 miles for a $400 flight, and so on.
The advantage of the points earned with those cards is that you can transfer the air miles to your favorite airline. You are not obliged to spend them with the company they want. In the other hand, this opportunity change the number of miles you need. If you are flying to a certain destination and you have more companies that offer the service, you can choose the more convenient. Otherwise, the option to spend fewer air miles is to select company and destination according to your points budget. Of course, you can always add some money to the points.
Another element that you have to consider concerns about the flat rate redemption options. They depend on the distance you want to fly to. But not for all airlines. In some cases, they consider the price of the flight you want to reserve. This way is more profitable for them and it can change easily. Keep in mind that average air miles price is 25,000 – 30,000 per a domestic round-trip flight. It’s better to select companies with cheaper rates based on distance. International flights generally require 60,000-80,000 miles.
How to earn air miles with the credit card?
The basic principle for each credit card company is easy: the more you spend, the more you earn. Well, this is not totally true. Why? Because they offer many ways to earn without spending. Naturally, this means that you have to know them. The companies are not sharing a lot about the opportunity. Let me give you some tips to earn more air miles for free.
Select the best credit card for you
As the first step select the credit card that fits you more according to your spending habits. If you purchase flights mostly with the same company, you should subscribe to its credit card. Because you will get more air miles. In case you don’t fly so much or you do it with many different airlines, pick a generic travel credit card.
Verify the sign-up bonus
Each airline or travel credit card offers a certain amount of air miles as a sign-up bonus. Some of them require just the subscription, others oblige you to spend $1,000 per month for the first three months to have 30,000-50,000 miles. It depends on the policy applied by a single company because they use different ways to make loyalty. That’s why you have to check very well the offer before to sign the contract for the credit card.
Another way to get benefits from credit cards concerns promotion. If you refer your friends and they sign-up respecting the conditions, you will get bonuses. In most of the cases, you receive air miles. The company deposits them into your account. According to the program, the number of points can be different.
Couple up travel cards
Are you traveling a lot? Maybe you can pick more travel cards. Because you spend enough money to use an airline card plus a travel credit card. Why should you do it? Because you can collect more air miles. It is not a matter of expenses because you will just share them between the two cards. But you will have the chance to split the use according to the bonuses. So you will be also able to transfer the points and maximize your benefits.
Air miles redemption
Now it is time to know more about the way you can use to get your miles. Or better how to transform the credit cards’ points into miles. As I already mentioned the rules are different for each program. Anyway, to know the procedure, you have to check the company website. You need also to combine the airline and the credit card company processes so you can learn exactly the different options.
Online you will find all the information about the frequent flyer program and how to book your free flights with the miles collected with your purchases. Don’t forget to verify on airline’s website the various possibilities to get free flights spending fewer miles. Maybe you have to choose between direct and split flights, different airports and so on. The saved miles are useful for other trips or for the hotel room. Of course, consider the ticket cost and taxes. Let me give some other tips about redemption.
Book in advance
Never wait the last moment to reserve your seat. Book in advance, at least a couple of months before the departure. In this way, you will have more chance for your redemption and you will use fewer air miles. It works exactly in the same way to buy a ticket with money. You will save also on fees.
Be flexible to spend air miles
If you want to travel on certain days, especially during holiday seasons you will spend more. Maybe it will be hard to find seats. So be flexible. Check all the solutions, you can leave two or three days later or earlier. Just adapting yourself to proposed dates will help you to save air miles.
Consider airlines’ partners
You don’t find the chance to fly for free with your air miles. It depends on the number of points you have, the conditions and many other factors. Why don’t you check the partners’ offers? Each airline allows you to earn miles with some companies, like hotels, rent a car, and many other services. You can also redeem the points with their proposals. Maybe a discount for the hotel room, a free holiday… Pay attention to all the program options.
Research for transfer partners
Earning points with some partners of the loyalty programs allow you to transfer air miles to the airline and book your ticket. So you have to pay attention to the selection of the partner companies in order to optimize the benefits.
Best credit cards for air miles: the choice
It is difficult to suggest a specific credit card because the choice depends on your spending and travel habits. It is also important to define your goals. You want to earn points very quickly and be sure to redeem them for your trips. Naturally, you are searching for a program that allows you to earn air miles for your specific goals.
The first step is to decide between the co-branded credit cards and the travel ones. The choice depends on your airline use. Because the airline card is made to spend miles with that company, meanwhile the other cards give you the chance to collect air miles to spend with the airline you prefer.
There are a lot of elements to be considered to select the best credit card and obtain air miles. The sign-up bonus, the travel protection, the rental car insurance, the airport lounges passes, the dedicated concierge. All these benefits and others can convince you, but then you have to pay. The annual fee is different according to the type of card and of its services.
You can choose the travel cards without an annual fee and you get some benefits, but of course not all the ones mentioned before. It is a personal decision and there is no correct answer to give you, but I can do something more. I can suggest you get a guide that will help you to maximize the benefits of credit cards used for air miles.
I started to use it some time ago and I started immediately to get a lot of benefits. It is not necessary to spend more to earn air miles, but just to learn how to use the credit card to get more. Instead of saving money, today it’s hard, it is better to be smarter in facing daily costs. You can also get points flying, but your goal will be reached after a lot of time. With the guide made by an expert traveler, I got a lot of air miles just following the tips on credit card usage.
What are the benefits of the guide?
Fly around the world costs quite a lot, there are offers and low-cost airlines, but generally, it’s not uncommon to say that a domestic ticket can be purchased at around $500. Meanwhile, an international return ticket can cost around $3000. Would you like to travel from the USA to Paris for only $20? Or maybe for $0? You are thinking that it is impossible. No, it is possible, you should read some articles published by the New York Times and Wall Street Journal about free travels. Anyway, you can if you know how.
For 63 world’s largest airlines there are hidden loopholes. You can find them in the big part of companies including United Airlines, American, Delta and Southwest Airlines.
The system revealed by the guide works also:
- if you don’t have a passport;
- if you don’t have any money saved up;
- last but not least, if you don’t have any knowledge about how to make all this happen.
Thanks to a strategy called Award Stacking it is possible to book flights that generally cost thousands of dollars for just a few bucks. This happens with those loopholes. The only problem is that you can’t find much information about it. There are some forums accessible only by an invitation that allow you to learn about the opportunity.
Derek Pankaew wrote the book. He was an average Jon Doe, he had his job with the ambition to explore the world. After one year process to obtain 1-2 week flight, he met a travel writer. That meeting gave him the chance to know Award Stacking. Then he started to visit the globe. Derek used this system and he has been in more than 28 countries, buying flight tickets with air miles. Now he is a travel writer and he quit his job. All his experience became a guide: Fly Free Academy.
How does the system work?
As you know the credit card companies are competitors between them because they want to lead the market. Most of the people have 1 or 2 cards to pay their bills in shops and online because everyone can manage easily the expenses and the accounts.
So when you put money on a credit card and you continue to spend, it for those companies like to win the lottery. They earn increasing the number of clients. Also, they gain when those customers spend. More money spent it’s equal to more commissions.
The companies goal is to attract people. That’s why they offer zero percent APR, free balance transfers or free concierge service. These aspects are important, but what we really want are free airline miles. You can get between 30,000 and 50,0000 miles easily, just with the sign-up process.
It can be what you need to purchase your first free flight, but it depends on your destination. You only need to subscribe and start to use your credit card. Fly Free Academy teaches you how to use the bucks and obtain legally the air miles.
Fly Free Academy guidelines
If you want to take advantage of the credit cards’ benefits and get free air miles you have to follow these steps:
#1 Select the best credit card offer: analyze the various proposals on the market focusing on the ones without fee or with a low fee and a good amount of air miles for you.
#2 apply and receive the new credit card: the companies have strict rules, so this means that you can be rejected. Be careful about the requirements and the policy to prepare your application and get approval.
# 3 earn air miles: credit cards give you at sign-up bonuses between 30,000 and 50,000 miles. The worth of these points is between $600 and $1500. But to obtain them you have to spend some money as requested. Fly Free Academy explains to you how to get those air miles without spending any extra money.
#4 Pay off your credit cards: this is about outsmarting the credit card companies and avoiding paying interests. You don’t need to rack up your debt in order to get those free miles.
If you follow these instructions you won’t have problems and you will earn a lot of air miles.
Free Fly Academy lesson
Now you want to know exactly what you will learn with Free Fly Academy. Well, I am going to explain it to you. The goal of the guide is to support you in improving your credit card score while earning airline miles. Derek created the system to be easy and to work effectively. His course is divided into several parts:
1. Increase your credit score
You will learn what are the 5 credit card factors that companies look at. With a few tricks, you can improve your score in a week and overcome the limits came from your credit history.
2. How to choose the right credit card for air miles
In this part, you can find all the tips to find and use the correct credit cards. Derek teaches you how to recognize them, also reading carefully the cards’ websites. Then you will learn how to manage the payments and the air miles bonuses.
3. Double the chances to get approved by the company
The time of your payment plays a huge role in improving your credit score. The guide will tell you how to apply to get the credit card and also to whom you should talk directly to the company in order to solve any issue.
4. Spending requirements and air miles
The goal is to earn miles without spending any extra money. In this part, you will learn it. In particular, you will get tips on how and where to spend money to be rewarded by the credit card. You can also charge the rent on the credit card even if the landlord doesn’t accept it. Because you will learn all the options offered by the card company.
5. Cancel all the fees and the costs
Here you will get all the details to make the system 100% free for you. It is efficient and it guides you to avoid the monthly or annual fees of your credit card. You will also cancel any commission for fuel or other surcharges for specific transactions.
6. Booking your flights with air miles fast and without efforts
Derek explains here how, where and when to book a flight with the free air miles in order to maximize the benefits and save time and money.
7. Experience and examples about air miles collection
You will see the video examples of live bookings as a proven strategy. Because the author can demonstrate you the efficiency of his system. It will be easy to follow the steps explained one by one. You will learn something more: how to avoid the airline companies that charge additional fees and what are the best tool to book your tickets using free air miles.
It is not finished! The online guide offers you something more. If you buy the course you will get 3 bonus products.
- The Free Checked Bag & Free Priority Boarding Guide: learn how to avoid all the fees for the check bags and the charge for the extra weights, how to access to priority boarding.
- Visit Additional Countries for Free with Stopovers: use the stopovers options around the world without extra charge. Because there are ways to see more without spending more. Learn everything about the various airlines’ options and join the best stopovers for free.
- Preventing Your Miles from Ever Expiring: the most important thing about free air miles. Learn what miles do and what don’t expire. You will get all the tricks to use on time and in the best way all your miles.
Many travelers already used the course and wrote excellent reviews for this product. If you like to travel, if you have an adventurous spirit, and you want to explore the world without spending a huge amount of money, Fly Free Academy is definitely a program for you!